Louisville, Kentucky bad faith lawyer Steve Frederick handles cases where insurance companies have negotiated in bad faith and forced injured clients to file suit.

The term "low ball offer" means just what you think it means:  an offer that is way below what would be fair.  When insurance companies take a unfair position based on an unreasonable low estimate and refuse to act fairly in negotiations, they have violated Kentucky law.  Namely, the Unfair Claims Settlement Practices Act.

In Kentucky, the law forces insurance companies to negotiate in  good faith.  They must deal fairly with their customers and others with claims for insurance benefits.

If you have a valid claim, and the insurance company is being unfair, you have the right to sue them for "bad faith".  In order to win such a lawsuit, you must prove the insurance company acted with a reckless disregard for your rights. You don't have to prove some kind of "evil motive".

"Bad faith" claims arise in a numerous instances, including:

claims for injuries after car or truck accidents;
claims for damage to property;
claims for disability benefits;
claims for payment of medical expenses.

Knowing that people with these types of claims are often distraught about their situation and therefore vulnerable, insurance companies sometimes take advantage of claimants.   They use unfair tactics, make "low ball" offers.

The bases for such claims can be found in the Kentucky Revised Statutes - Unfair Claims Settlement Practices Act.

Call us at 866-KYTRIAL or contact us online to discuss how your insurance company is being unfair ... obtain a free consultation.